Social Security Payment Schedule — January 2027
For January 2027 benefits, the SSA issues payments on 4 dates. Which one is yours depends on your birthday and benefit type — find your date below.
Get a free email reminder before your January payment:
All January 2027 payment dates
Adjusted for weekends and federal holidays. Click a date for full details.
| Payment date | Who gets paid |
|---|---|
| Thursday, December 31, 2026 | Supplemental Security Income (SSI) recipients; Beneficiaries who started receiving benefits before May 1997, or who receive both Social Security and SSI |
| Wednesday, January 13, 2027 | Retirement, survivors, and disability (SSDI) beneficiaries born on the 1st through the 10th of the month |
| Wednesday, January 20, 2027 | Retirement, survivors, and disability (SSDI) beneficiaries born on the 11th through the 20th of the month |
| Wednesday, January 27, 2027 | Retirement, survivors, and disability (SSDI) beneficiaries born on the 21st through the 31st of the month |
SSI paid before January starts? The January SSI payment is issued on Thursday, December 31, 2026 — the last business day before the 1st, which falls on a weekend or holiday. You still get 12 SSI payments a year.
Source: official SSA payment schedule (2027).
Which January date is yours?
Born 1st – 10th
Paid on the 2nd Wednesday of January.
Born 11th – 20th
Paid on the 3rd Wednesday of January.
Born 21st – 31st
Paid on the 4th Wednesday of January.
Before May 1997 / SS + SSI
Paid on the 3rd of the month; SSI arrives on the 1st.
Program-specific calendars: SSDI payment schedule 2027 · SSI payment dates 2027
How much is the payment in 2026?
Monthly amounts after the 2.8% COLA. Source: SSA 2026 COLA fact sheet.
Frequently asked questions
How many Social Security payments are there in January 2027?
The SSA issues payments on 4 dates in January 2027: Thursday, December 31, 2026; Wednesday, January 13, 2027; Wednesday, January 20, 2027; Wednesday, January 27, 2027. Each date covers a different payment group, so each beneficiary receives one monthly payment.
When is SSI paid in January 2027?
The SSI payment for January 2027 is issued early, on Thursday, December 31, 2026, because the 1st of January falls on a weekend or federal holiday. It is not a missing payment — it simply arrives at the end of the previous month.
Which January 2027 payment date is mine?
For retirement, survivors, and disability (SSDI) benefits started May 1997 or later, it depends on your birthday: born 1st–10th → 2nd Wednesday; born 11th–20th → 3rd Wednesday; born 21st–31st → 4th Wednesday. SSI is paid on the 1st, and beneficiaries who started before May 1997 (or get both SS and SSI) are paid on the 3rd.
What happens if a January payment date falls on a weekend or holiday?
The SSA issues the payment on the closest preceding business day, so it arrives early — never late. The dates shown on this page already include those adjustments.
Never miss a January payment
One short email before each check. Free, no spam, unsubscribe anytime.